I have been in contact with Steve Kim since last Easter of 2022. Coincidentally, it was around this Easter time that I reached out again. He was referred to us by our close friends whom he helped refinance their home. Even after a year's hiatus of searching for our perfect home to purchase, he was ready to help and get back to where we left off. The process was easy and smooth with Steve. I've experienced the home buying process before for my parents' home with a high school classmate of mine who was a realtor with her own loan offcie, and it was stressful from start to finish. Working with Steve was quick, efficient, and comforting. Like any other Escrow process, there are hiccups towards the end but Steve handled everything well and promptly so that we weren't stressed out on our end. Steve works diligently and professionally, while also being friendly, patient, and supportive. My husband and I put all our trust in Steve and we don't regret it at all. I've mentioned him to my parents when they're ready to refinance, and Steve is also already looking out for us in the future for refinancing our own home. Finally, he also referred me to thee best realtor I could've worked with last minute, as well as the homeowner's insurance company.

Thank you, Steve!

  Steve Kim guided me through the purchase of my new home like an absolute zen master from the very beginning. Always super responsive, informative, and on top of things, Steve was also incredibly patient and kind every step of the way at all hours of the day. I felt looked after and expertly guided through the loan approval process start to finish thanks to Steve's very calm, warm and organized way of handling and explaining things. Steve will be my first and only call should I need another home loan in the future. Thank you again for everything Steve!

  Steve Kim and the Equity Smart Home Loans team are the only team that I would trust for finding the right mortgage for our home! I was referred to Steve Kim through a friend and he delivered top quality service at every step of the home buying process. He was always available to answer our questions and never made me or my wife feel like we were asking a silly question. We had a very fast escrow and he was so on top of it that we had everything singed and ready to go 1 week before the escrow even closed.
Thank you for all of your help Steve and team!

  Hector made my refinance process so easy, simple and was able to close it in 3 weeks.. I loved it so much that I ended up refinancing 2 other investment properties that I have..
amazing guy very professional, knows his business